Author
Michel T Dallaire
Speaker, Residential Cybersecurity Hygiene Consultant and Software Architect.
For 37 years, as a computer scientist and speaker, I have decided to share my knowledge with as many people as possible.
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Securing Your Online Transactions
Taking control of your online transaction security is crucial to protect your financial and personal information from cybercriminals. Here are some essential practices to ensure the safety of your online payments.
Use Secure Websites
When making online transactions, ensure the site uses the HTTPS protocol. This means that the data exchanged between your browser and the website is encrypted. In some browsers like Google Chrome, the URL only displays “https://” and “www” when you click on the address bar.
Note also that the padlock icon indicating a secure connection is integrated into a button just before the URL, opening a submenu to display security information.
Avoid Public Wi-Fi Networks
Public Wi-Fi networks, such as those in cafes, hotels, or airports, are often unsecured and can be easy targets for hackers.
Avoid making financial transactions or logging into sensitive accounts when using a public Wi-Fi network. If you must do so, try using a virtual private network (VPN) to encrypt your internet connection and protect your data.
Use Credit Cards or Online Payment Services
When making online purchases, prefer using credit cards or online payment services such as PayPal or prepaid cards.
These services often offer additional fraud protection and allow you to easily dispute unauthorized transactions. For prepaid cards, the damage will be minimal in case of fraud.
Additionally, credit cards are not directly linked to your primary bank account, providing an extra layer of protection.
Monitor Your Bank Statements
Regularly check your bank statements and online transactions to detect any suspicious or unauthorized activity. By being proactive and monitoring your accounts, you can quickly spot fraudulent transactions and report them to your bank or credit card issuer.
Many financial institutions offer SMS or email alerts to notify you of significant or suspicious transactions.
By applying these practical tips, you can enhance the security of your online transactions and protect your financial information from cyber threats. Vigilance and the use of good cybersecurity practices are essential for safely navigating the internet.
Disclaimer
The information presented here is provided for informational and academic purposes at the time of publication. Although often still relevant, the Cyber Care Academy, ArchiTEK NumeRIK, and Michel T Dallaire cannot be held responsible for any issues, rights violations, or damages you may incur as a result of the information presented.
Technology and cyber threats are constantly evolving, and hackers are continuously developing new bypass methods. We do our best to provide up-to-date and accurate information, but it is your responsibility to stay vigilant and adapt to technological changes.